Strategic Finance Solutions

for Property, Business & Development
Whether you’re acquiring a commercial property, expanding your business, or funding a large-scale development, Wealth One Financial Services (富一贷) is your expert partner in navigating complex funding structures. As a Finance Engineer, we tailor high-performance solutions that unlock potential, optimise lending efficiency, and drive success.
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Trusted Mortgage &
Finance Expertise

At Wealth One Financial Services, we combine global banking expertise with deep local insight to deliver results-driven finance solutions. Whether you're a developer seeking complex funding, a business navigating cashflow needs, or an investor expanding your portfolio—we apply engineered strategies with integrity, innovation, and personal commitment to every client journey.

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Our Difference: We Are Finance Engineers

We don’t just broker loans—we engineer finance. At Wealth One, we act as your strategic finance architect—analysing your project holistically and designing solutions that align with your long-term vision. With deep experience across banking, property, and private capital markets, we bridge the gap between ambition and execution.

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Testimonials

Proven track record

  • I’ve had the privilege of working with Jack Hou from for the past 18 years, and I can confidently say that his service has been consistently exceptional. Throughout every mortgage transaction—whether it was a new purchase, refinancing, or renewal—Jack has been my trusted advisor, delivering expert guidance and unwavering support.

    Jack’s deep knowledge of the mortgage industry, combined with his professionalism and genuine care for his clients, sets him apart. He takes the time to understand your financial goals, explains all available options clearly, and ensures the process is smooth and stress-free. His responsiveness and attention to detail have made every experience seamless.

    After nearly two decades of working together, I continue to be impressed by Jack’s dedication and integrity. If you’re looking for a mortgage advisor who truly puts your best interests first, I wholeheartedly recommend Jack Hou.
    Zhe Ma & H Y Teo
  • Jack is a wealth of knowledge, He is well connected in the industry and knows all the in's and out's on how banking and finance works in NZ. Without Jack's help we would not have been able to get accepted by a NZ bank for a home loan, being based overseas.

    He works hard and is thorough, after being denied x3 from other banks, our hope had dwindled on being able to attain a home loan in NZ to avoid high interest rates overseas. But because Jack kept trying and working for us he was able to get us a loan in NZ and we saved a bunch on interest! Then once we obtained our home loan, Jack has been a great contact and advisor for deciding on our fixed rate terms. He knows when the banks are expecting an increase or a drop in rates and has saved us money with this advice.

    We would not have been able to even get a loan without Jack, and now we get to use his knowledge and experience on all our financial decisions. We highly recommend Jack, and feel he is such an important asset to our financial decisions.
    Andy and Anna Kennerley
  • The team of Wealth One Financials is professional and efficient, and the financial advice from the team is valueable and helpful. I strongly recommend the team and the service they provide is excellent and helps to manage any changes of my personal home loan effectively
    M. Yang
  • I am delighted to recommend Jack Hou as a mortgage broker.

    Throughout our years of professional interactions, Jack has demonstrated exceptional expertise in navigating the mortgage industry and consistently provides clear, reliable guidance tailored to our individual client needs. As a result I have felt comfortable referring him to numerous friends and family members.

    Jack possesses a deep understanding of financial products and lending options, enabling him to identify solutions that align perfectly with my short and long-term financial goals.

    He communicates complex information in a straightforward and accessible way, ensuring that I always felt informed and confident in my decision making. This has been beneficial with our various lending requests, including new banks and lending, restructures, variations and refixes.

    What sets Jack apart is his commitment to client success. He is proactive, detail-oriented, and always willing to explore all available options to secure the best outcomes.

    His professionalism, integrity, and responsiveness make him a trusted advisor and an invaluable resource for anyone seeking mortgage guidance.

    I highly recommend Jack for his expertise, dedication, and exceptional service in the mortgage sector.
    Niki & Aiyaz Ismail
  • We’ve been working with Jack for a long time now, and we can honestly say he’s been there for us through the toughest times. He has always gone above and beyond to make sure we’re looked after, giving us the very best advice and guidance every step of the way. We’ve never once doubted that we’re in safe hands with him.

    What really stands out about Jack is that he doesn’t make you feel like just another client—he genuinely cares. It feels more like working with a friend who shares the same family values and goals, and who truly wants to see us succeed and grow. We’re incredibly grateful to have met Jack, and couldn’t imagine navigating our mortgage journey without him.
    Ron Thomas